Future Value Calculator
Calculate the future value of investments and annuity payments
Future Value Calculator
Calculate the future value of current investments or annuity payments. Use our comprehensive future value calculator to determine how much your money will be worth in the future with compound interest.
đš Future Value Calculation
đ Calculation Results
Summary
Starting with $1,000 and adding $100 per period for 10 periods at 6% annual interest, the future value will be $1,790.85.
đ Future Value Schedule
| Period | Start Balance | Deposit | Interest | End Balance |
|---|---|---|---|---|
| Total | $1,000.00 | $1,000.00 | $1,108.93 | $3,108.93 |
đ Understanding Future Value
What is Future Value?
Future Value (FV) is the value of a current asset at a future date based on an assumed rate of growth. It helps you understand how much your investments will be worth in the future.
Compound Interest Power
Future value calculations show the power of compound interest, where your earnings generate their own earnings over time, creating exponential growth potential.
Investment Planning
Future value helps in retirement planning, education funding, and goal setting by showing how much your regular savings and investments will accumulate over time.
Future Value Formula
The future value formula calculates how much money will be worth in the future:
FV = PV Ã (1 + r)^n + PMT Ã [((1 + r)^n - 1) / r]
- FV: Future Value
- PV: Present Value (initial investment)
- r: Interest rate per period
- n: Number of periods
- PMT: Regular payment amount
Real-World Applications
Future value calculations are essential for retirement planning, education savings, investment analysis, and any scenario where you need to project the growth of money over time. They help you set realistic financial goals and determine how much to save today.