VA Mortgage Calculator

Calculate VA loan payments for eligible veterans and service members

🏠 VA Loan Details

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🎖ī¸ VA Eligibility

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Annual Tax & Cost Increase

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Extra Payments

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📊 VA Loan Results

Complete the form and click Calculate to see your VA loan results.

📚 Understanding VA Loans

No Down Payment

VA loans allow eligible veterans to purchase homes with no down payment, making homeownership more accessible for those who served.

VA Funding Fee

A one-time fee that helps keep the VA loan program running. Rates vary based on your service, loan usage, and down payment.

No PMI Required

Unlike conventional loans, VA loans don't require private mortgage insurance, helping to keep your monthly payments lower.

Disability Exemption

Veterans with a 10% or higher service-related disability rating are exempt from paying the VA funding fee.

Competitive Rates

VA loans typically offer competitive interest rates and favorable terms compared to conventional mortgages.

Reusable Benefit

Your VA loan benefit can be used multiple times, though funding fee rates may be higher for subsequent uses.